Is your expensive computer at risk?
When broadband first came on the scene in the UK it looked at first like an expensive luxury but it has proved immensely popular and there aren't all that many houses in the country which are not connected up to a fast Internet connection. Shopping and even socialising online has become common, but probably the most popular use of the web amongst younger people is for online gaming. We all like to have a bit of an advantage over the rest of the competitors and the faster our computers are the more chance we have of coming out on top in those many split second actions! This means that a large proportion of the gamers online keep their computer equipment right up to date and have the fastest systems that they can afford.
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We can't guard against every single risk and if we try to do so we'd end up
paranoid but we can at least make sure that the equipment is properly insured.
Many home insurance companies will provide contents insurance at a reduced
price to clients who insure their bricks and mortar with them, and there are
specialist insurers who will cover just the contents in rented houses and even
in student accommodation. Make sure that your computer equipment is actually
covered by any policy that you take out, because if you have single items over
a certain value some insurers will refuse to cover them unless you have
specifically pointed them out to them. You also need to keep a record of
exactly what it is that you have got because if you make a claim you will have
to be precise about what it is you are claiming for, and some insurance
companies will ask you to produce receipts as well. Saving receipts for a
reasonable length of time is a good habit to get into anyway, so you might as
well start whilst you are young!